What’s in my wallet?

A round-up of the cards and statuses that I’m currently holding, along with what I’m building towards achieving or retaining.

  1. Hilton Honors Diamond Status – achieved by a status match from my IHG Platinum Status. This gives me free breakfast, guaranteed access to the Executive Lounge, 50% bonus points, and space-available upgrades to better rooms, including suites.
  2. IHG® Rewards Club Premium Credit Card. This is my go-to non-American Express credit card. I get a substantial amount of value from the points it earns, especially the bonus points for overseas spend.
  3. IHG Spire Elite Status. IHG Spire Elite is my other main hotel status that I make regular use of. It’s not as valuable as Hilton Diamond Status, but does have bonus point offers and occasional upgrades – far fewer than Hilton, however. It does not come with free breakfast, nor any guaranteed executive lounge access.
  4. American Express Platinum Card. The benefits of this card as so many and varied, that it’s impossible to list them all here. It is very expensive, at £450 per year, but the benefits do mean it makes sense for me.
  5. American Express Preferred Rewards Gold Card. This is a card I opened primarily for the 20,000 bonus Membership Rewards points that I will earn after spending £2000 in the first three months. It has some of the benefits of the American Express Platinum, but it’s not an adequate replacement for them.
  6. Eurostar Carte Blanche status. I earned this status the hard way, by travelling from London to Brussels for seven or eight weeks in 2017. The card gives access to the business class security lane, and the business class lounge, regardless of the class of service. The security lane access is particularly valuable, as it reduces the minimum Eurostar pre-departure check-in time from thirty minutes to just 10 minutes.
  7. Priority Pass. This comes as part of the American Express Platinum Card, and is one of the major benefits for me. It gives access to hundreds of airport lounges around the world, and has massively improved the time I spend in airports, especially when flights get delayed. The Platinum Card Priority Pass gives unlimited free entry to the cardholder and a guest. By using the Platinum Supplementary Card (which is free) I get another Priority Pass in my wife’s name so that we can take a family of four in to the lounge for free. At around £25 per person per entry, that’s a substantial benefit!
  8. Easyjet Flight Club. This is another status, like Eurostar Carte Blanche, that I earned “the hard way” – i.e., by travelling a lot. I think I did 20 Easyjet flights within a year and then I was notified I would be eligible for Flight Club. Curiously, however, I am yet to use any of its benefits. Personally I would prefer Easyjet replace Flight Club with a free or discounted Easyjet Plus Card.
  9. American Express Starwood Preferred Guest card. I opened this card in order to benefit from the 10,000 bonus SPG points after spending £1000 in the first three months. I doubt I will keep this card open past its 1 year anniversary, as it gives no benefits that I don’t get from other cards.

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