Tag: IHG rewards club premium credit card

IHG® Rewards Club Premium Credit Card

The IHG® Rewards Club Premium Credit Card offers free upgrades, welcome gifts, and a free night voucher after spending £10,000.  If you want to find out about its best features, read on.

When I began traveling, the first card I signed up for was the IHG® Rewards Club Premium Credit Card, offered by Creation Financial Services.  I was looking for a card that would give me the opportunity to earn a good number of points, and ideally give me a decent elite status with the hotel so that I could get some extra benefits. 


The IHG Premium card fitted the bill, and offers numerous benefits, including:

  • A bonus of 20,000 IHG Rewards Club hotel points when you spend £200 within the first three months of opening your account.
  • Earn 2 points for every £1 of UK spend, and 4 points for every £1 either overseas and 4 points per £1 at an IHG hotel.
  • A Free Night voucher for any IHG hotel when you spend at least £10,000 in a year.
  • IHG Platinum Elite status for the lifetime of the card.

The free night voucher, and the IHG Platinum Elite status, were the prime reasons for signing up.  The free night voucher can be used even in top IHG locations such as the Intercontinental Hong Kong, where a night costs £250-300 even when booked in advance.  Therefore, the voucher is quite valuable.

IHG Platinum Elite Status

The IHG Platinum Elite status is also very useful.  It is the second highest status in IHG’s programme, and it gives priority check-in, 50% bonus on base points, guaranteed room availability, and complimentary room upgrades.  This final benefit allows me to book a lower class of room, which helps with getting my expenses approved.

The card has a £99 annual fee, although this is offset by the free night voucher and the welcome points.  The 20,000 point bonus would get you a night at the Heathrow Crowne Plaza, useful if you needed to get an early start on a flight.

My experience with this card has been very good.  The points add up quickly, especially if you’re spending overseas and can pass the 2.99% foreign currency charge on as an expense.  Or if you’re staying at IHG properties and paying with the card.  Five months in to my ownership of the card, I only require another £2000 of spend before I can trigger the free night voucher.

On the two occasions since that I’ve booked IHG properties, I’ve received a room upgrade, and on one occasion a welcome gift of 500 extra points and a dessert, delivered to my room by a very friendly waiter.

Hilton Platinum Status Match Challenge

Finally, the IHG Platinum Elite status allowed me to request a Status Match to Hilton Honors, which is the subject of a forthcoming post.

In summary, the sign-up bonus, free night voucher, IHG Platinum Elite status and good points earning potential make the IHG® Rewards Club Premium Credit Card an excellent choice if you’re heading off on travels for work, and to get some benefit from your hard miles!